Construction phase insurance
Construction / EPC Insurance
Insurance support for renewable energy projects during construction, installation, testing and commissioning, with attention to EPC contract obligations, lender expectations and practical claim scenarios.
PV · BESS · EPC · Cargo · Finance · Operational Assets
Insurance scope
A focused insurance review for the risks behind the project
The goal is to make the insurance package understandable, bankable and usable in practice, with attention to contract obligations, underwriting information and the real project stage.
CAR / EAR wording
Reviewed in context so insurance, project contracts and commercial responsibility are aligned before commitment.
Third-party liability
Reviewed in context so insurance, project contracts and commercial responsibility are aligned before commitment.
EPC insurance clauses
Reviewed in context so insurance, project contracts and commercial responsibility are aligned before commitment.
Testing and commissioning
Reviewed in context so insurance, project contracts and commercial responsibility are aligned before commitment.
Contractor obligations
Reviewed in context so insurance, project contracts and commercial responsibility are aligned before commitment.
Delay exposure
Reviewed in context so insurance, project contracts and commercial responsibility are aligned before commitment.
Information needed
What we normally review before approaching the market
A clear risk presentation helps insurers respond faster and reduces the chance that important exclusions or assumptions are discovered too late.
EPC contract insurance clauses, indemnities and limit requirements.
Project schedule, commissioning plan and handover milestones.
Site layout, grid connection scope and contractor responsibility matrix.
Lender or investor insurance requirements, if financing is involved.
Client-facing insurance support
We help translate project, EPC, O&M, logistics, financing and transaction requirements into a practical insurance brief that can be used with insurers and counterparties.
Expected outputs
What the client receives
The output is designed to support real decisions: quotation requests, lender discussions, EPC negotiations, acquisition review or project risk planning.
Coverage structure aligned with the EPC contract and project stage.
Broker market approach with clear risk presentation for insurers.
Review of gaps between contract obligations and available coverage.
Quotation support for owner-controlled or contractor-controlled insurance programmes.
Common questions
Questions about Construction / EPC
What insurance is usually needed during renewable project construction?
The core package normally includes Construction All Risks or Erection All Risks, third-party liability, marine cargo where equipment is imported, delay cover where available, and contractor-specific policies required by the EPC contract.
Can EPC contract clauses be reviewed before quotations are requested?
Yes. We can review the insurance clauses, limits, insured parties, waiver of subrogation, lender requirements and handover language before approaching insurers.
Does testing and commissioning need separate attention?
Yes. Testing, commissioning and energisation can change the risk profile, so the policy wording should be checked for commissioning coverage, exclusions and transition into operational insurance.
Related project support
Connect this insurance review with procurement and acquisition decisions
Insurance requirements often depend on equipment selection, delivery route, project stage, lender expectations and transaction timing.
Equipment Procurement
Connect insurance requirements with supplier documentation, warranties, delivery timing and technical scope.
Open related pageProject Acquisition
Review how insurance conditions affect project sourcing, bankability, acquisition review and investor confidence.
Open related pageProject Due Diligence
Use insurance review as part of a broader due diligence process for PV, BESS and hybrid project acquisitions.
Open related pageProject insurance quotation
Ready to review the insurance position?
Send the project stage, contract requirements and available documentation. We will help clarify the relevant coverages, market requirements and next steps.